Marketplace Insurance – Key Dates to Remember

The Open Enrollment period for 2018 health coverage will begin soon. People who wish to shop for insurance in the Health Marketplace have some key dates to keep in mind.   November 1, 2017 - Open Enrollment begins.  December 15, 2017 – Open enrollment ends, last day to enroll in or change plans for new coverage to start January 1, 2018.  If you don’t enroll in a 2018 health insurance plan by December 15, 2017 you can’t enroll in a health insurance plan for 2018 unless you qualify for a Special Enrollment Period.  If you don’t have qualifying health coverage in 2018, you will need to pay a fee. The fee for not having coverage in 2018 is $695 per adult up to $2,085 or 2.5% of household income, whichever is higher. 

Another key issue to keep in mind this open enrollment is that Anthem plans will not be available to you on the Health Marketplace.  If you had an Anthem plan on the Health Marketplace for 2017 your plan will end and you will automatically be enrolled in a similar plan offered by Community Health Options or Harvard Pilgrim.  We strongly encourage people with these Anthem plans to research the other plans offered on the Marketplace prior to being re-enrolled because there may be another plan that will meet your personal health and financial needs better.

Downeast Community Partners (formerly Washington Hancock Community Agency) is part of the Community Action Navigator Consortium and is a partner in a statewide network of certified Health Insurance Marketplace Navigators. Navigators provide free in-person assistance to help you apply for and enroll in coverage through the marketplace. Our services are for everyone who resides in Washington and Hancock counties.  We are not affiliated with any insurance company so we provide fair and unbiased advice. Navigators can help you access programs that could lower your monthly health premiums and out-of-pocket costs and understand the options available to you. Your private information is protected and we will never share it with anybody.

 If you have questions about the Health Insurance Marketplace, call Bobbi Harris at (207) 610-5916 or e-mail her at Bobbi.Harris@DowneastCommunityPartners.org